.webp)
.webp)
.webp)
AI-powered matching
Our platform analyses your application and identifies the finance options best suited to your situation - faster than traditional processes allow.
Built for New Zealand
We're a New Zealand company. We work with NZ lenders, and we serve NZ borrowers. Local ownership, local support, local focus.
Transparency & trust
No hidden fees or confusing jargon. We are upfront about how we work and how we're paid. No uncertainty, just clarity at every step.
One new loan pays off multiple existing debts. Instead of several payments at different rates and dates, you make one regular repayment.
Yes. This helps lenders assess your situation and ensure the loan amount covers your needs.
This depends on the lender and loan type. For debt consolidation, funds are typically paid directly to creditors, though in some cases the balance may be deposited to your account. For personal loans, funds generally go to your nominated account. We will confirm the arrangement before you sign.
Photo ID (driver's licence or passport), three months of bank statements for all active accounts, and proof of income (payslips, employment letter, or IR3 summary of earnings if self-employed). A Kiwi Access Card is not accepted as primary ID.
We review your application, match you with suitable lenders, and submit on your behalf. We'll keep you updated by SMS and email throughout, or get in contact by phone, email, or WhatsApp.