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AI-powered assessment
Our platform analyses your application and identifies the finance options best suited to your situation - faster than traditional processes allow.
Built for New Zealand
We're a New Zealand company. We work with NZ lenders, and we serve NZ borrowers. Local ownership, local support, local focus.
Transparency & trust
No hidden fees or confusing jargon. We are upfront about how we work and how we're paid. No uncertainty, just clarity at every step.
Cars, utes, SUVs, motorcycles, scooters, boats, jet skis, caravans, motorhomes, and campervans - new or used, dealer or private sale. Loans can also cover repairs or modifications.
Yes. All lenders on our panel fund private sales. You will need a sale and purchase agreement - we have a template available.
Yes. We can assess a maximum lending amount before you find a vehicle. Pre-approval is subject to the vehicle meeting lender criteria.
Not always, but it can help - particularly at the higher end of your budget. Some lenders may require one where the loan-to-value is tight.
The Personal Properties Security Register records finance registered against a vehicle. Buying a vehicle with undisclosed existing finance means that debt may follow the vehicle to you. Check ppsr.companiesoffice.govt.nz before buying privately.