Get your finance moving
Get behind the wheel faster with a vehicle loan that suits your needs.
Built for New Zealanders
Nomu removes the uncertainty from borrowing. One application. Multiple lenders. Clear answers.
What we finance
We finance cars, motorcycles, boats, and other vehicles. Compare rates, choose what works, get approved fast.
New or used cars
Planning an upgrade
Emergency repairs
Motorcycles, boats, caravans, jet-skis
How it works
Follow our three easy steps.
1
Apply online
Tell us about your vehicle needs and financial situation. It takes just a few minutes to get started.
2
We match you
Our AI-powered technology analyses which lenders might be suitable for your financial situation.
3
Choose & proceed
Choose your preferred lender and complete the process. Funds typically available within 24 hours.
Calculate your loan repayments
Get an estimate of what your loan could cost.
Loan amount
Loan term
Interest rate
Estimated repayment
$
/month
Estimate includes an establishment fee of $150.00
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Vehicle loan rates and terms
What you need to know about borrowing.
Loan amounts
$3k - $100k
AI-powered
Fast decisions
Interest rates
from 8.95%
Fast funding
Same day*
Loan terms
1 to 7 years
* Same day funding available for applications before 12pm with documentation. Establishment fees from $215 and introducer fees may apply.
Trusted by New Zealanders
See what our customers have to say.
Why choose Nomu?
AI-powered technology that makes borrowing simpler and faster.
AI-powered matching
Our platform analyses your application against multiple lenders simultaneously, showing you options faster than traditional processes allow.
Built for New Zealand
We're a New Zealand company. We work with NZ lenders, and we serve NZ borrowers. Local ownership, local support, local focus.
Transparency & trust
No hidden fees or confusing jargon and we show you all the costs upfront. No uncertainty, just clarity at every step.
Finance for every situation
Choose the loan that matches your needs
What vehicles can I finance?
How long does it take to get a loan?
What documents do I need?
What happens after I apply?
Will applying affect my credit score?
Ready to get started?
Get matched to lenders instantly.