Finance the home you want
From major renovations to essential repairs, we finance home improvements of all sizes. Get your project started sooner with loans from $3k-$100k and rates from 8.95%
Built for New Zealanders
Nomu removes the uncertainty from borrowing. One application. Multiple lenders. Clear answers.
Home improvements & repairs
From small repairs to major transformations, we can help with finance for your home.
Kitchen and bathroom renovations
Extensions and additions
Personal loans from other lenders
Emergency repairs and maintenance
How it works
Three simple steps to funding your project.
1
Apply online
Tell us about your financial situation. It takes just a few minutes to get started.
2
We match you
Our AI-powered technology analyses which lenders might be suitable for your financial situation.
3
Choose & proceed
Select the best loan option for your project. Funds typically available within 24 hours.
Calculate your loan repayments
Get an estimate of what your loan could cost.
Loan amount
Loan term
Interest rate
Estimated repayment
$
/month
Estimate includes an establishment fee of $150.00
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Home improvement rates and terms
What you need to know about borrowing.
Loan amounts
$3k - $100k
AI-powered
Fast decisions
Interest rates
from 8.95%
Fast funding
Same day*
Loan terms
1 to 7 years
* Same day funding available for applications before 12pm with documentation. Establishment fees from $215 and introducer fees may apply.
Trusted by New Zealanders
See what our customers have to say.
Why choose Nomu?
AI-powered technology that makes borrowing simpler and faster.
AI-powered matching
Our platform analyses your application against multiple lenders simultaneously, showing you options faster than traditional processes allow.
Built for New Zealand
We're a New Zealand company. We work with NZ lenders, and we serve NZ borrowers. Local ownership, local support, local focus.
Transparency & trust
No hidden fees or confusing jargon and we show you all the costs upfront. No uncertainty, just clarity at every step.
Finance for every situation
Choose the loan that matches your needs
What can I use a home improvement loan for?
How much can I borrow for home improvements?
How long does it take to get a home improvement loan?
What documents do I need?
What happens after I apply?
Get your home improvement loan
We’re here to help you transform your home with flexible and affordable home improvement loans.