Finance the home you want
From major renovations to essential repairs, we finance home improvements of all sizes.
Built for New Zealanders
Nomu removes the uncertainty from borrowing. One application. Fast decisions. Clear answers.
Home improvements & repairs
From small repairs to major transformations, we can help with finance for your home.
Kitchen and bathroom renovations
Extensions and additions
Personal loans from other lenders
Emergency repairs and maintenance
How it works
Three simple steps to funding your project.
1
Apply online
Tell us about your financial situation. It takes just a few minutes to get started.
2
We find you options
Our platform analyses your situation and finds the options that fit.
3
Choose & proceed
Select the best loan option for your project. Funds typically available within 24 hours.
Calculate your loan repayments
Get an estimate of what your loan could cost.
Loan amount
Loan term
Interest rate
Estimated repayment
$
/month
Estimate includes an indicative establishment fee of $215.00
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Home improvement rates and terms
What you need to know about borrowing.
Loan amounts
$3k - $100k
AI matching
Fast decisions
Interest rates
from 8.45% p.a.
Fast funding
Same day*
Loan terms
1 to 7 years
*Same day funding for applications before 12pm with documentation. Fees from $215 apply.
What our customers say
See how we've helped people in situations like yours.
Why choose Nomu?
AI-powered technology that makes borrowing simpler and faster.
AI-powered matching
Our platform analyses your application and identifies the finance options best suited to your situation - faster than traditional processes allow
Built for New Zealand
We're a New Zealand company. We work with NZ lenders, and we serve NZ borrowers. Local ownership, local support, local focus.
Transparency & trust
No hidden fees or confusing jargon. We are upfront about how we work and how we're paid. No uncertainty, just clarity at every step.
Finance for every situation
Choose the loan that matches your needs
Still have questions?
Get help with your home improvement loan application.
What can I use a home improvement loan for?
How much can I borrow for home improvements?
How long does it take to get a home improvement loan?
What documents do I need?
What happens after I apply?
Get your home improvement loan
We’re here to help you transform your home with flexible and affordable home improvement loans.