No more uncertainty.

One application. Fast decisions. Finance that fits your situation.
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Smarter lending reimagined.

Get the loan you need with confidence and clarity.

Smarter decisions

Our AI-powered technology assesses your full financial situation to find finance that fits.

Faster processing

Our simple application can help you get things moving faster.

Transparent process

We provide clear steps and upfront information, so you know where you stand.

Local support

Our NZ-based team keeps you informed every step of the way.

Calculate your loan repayments

Get an estimate of what your loan could cost.

Loan amount
Loan term
Interest rate
Estimated repayment

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How it works

Get your loan in three easy steps.

1

Apply online
Tell us about your loan needs in a quick online application. It takes just a few minutes to get started.

2

We find you options
Our platform analyses your situation and finds the finance options available for your circumstances.

3

Choose & proceed
Review rates, terms and fees. Select the loan that works  for you. Funds typically available within 24 hours.

Simpler, faster finance

Personal loans that work for you.

Loan amounts

$3k - $100k

AI matching

Fast decisions

Interest rates

from 8.45% p.a.

Fast funding

Same day*

Loan terms

1 to 7 years

*Same day funding for applications before 12pm with documentation. Fees from $215 apply.

What our customers say

See how we've helped people in situations like yours.

Jun 2026
Tanya
,  
Taranaki

Craig is highly professional and attentive with a keen eye for detail. A stress-free and efficient process, I can now complete my home renovations ahead of summer.

Jun 2026
Leesha
,  
Christchurch

Referred by family and Nomu didn't let us down. Updated us every step of the way and took the stress out of the process. Fast turnaround and we'll be back.

Jun 2026
Hellen
,  
Auckland

Turned away by several lenders and running out of options - Craig took the time, explained everything clearly, and got me back on track.

Jun 2026
Tumau
,  
Dunedin

I did not have a straightforward situation, but Nomu Finance helped find a way through. Approved at the dealership so I could drive away the same day.

Jun 2026
Stacey
,  
Wellington

After being declined by others I never thought he'd get it done - but he did. Makes everything simple and goes through all the details with you.

May 2026
Adele
,  
Taranaki

Craig was calm, patient and showed real empathy throughout. What I thought would take a day took three - and he was wonderful every step of the way.

May 2026
Bryan
,  
Auckland

Very quick turnaround and explained my loan clearly. Will definitely use again.

May 2026
Oli
,  
Auckland

Couldn't have gotten my new boat without Nomu Finance. So quick and easy to apply.

Apr 2026
Elisva
,  
Auckland

Needed help before a weekend move. Super easy process and really quick turnaround.

Apr 2026
Amber
,  
Gisborne

Nomu helped consolidate my debts and explained everything clearly from the start. Having a better structure in place has made a real difference financially.

Mar 2026
Erika
,  
Stratford

Craig was extremely helpful right from the start and did his utmost to secure me a loan, even with my poor credit rating. The whole process was easy and stress-free.

Mar 2026
Nigel
,  
Auckland

Needed a fast loan for car repairs and Nomu Finance had it paid out the night before. Great support throughout and the process was simple.

Feb 2026
Britney
,  
Invercargill

Nomu Finance kept me updated throughout and made the whole process easy. Even when things changed, they were there to help sort everything out.

Still have questions?

Get help from the team.

How does Nomu Finance work?
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Ready to get started?

Check your loan options in moments.