Get out on the water

From fishing trips to family days out, we’ve got your marine finance sorted.
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We're avid boaters ourselves

New Zealand has some of the best boating in the world, 3,000 kilometres of coastline, hundreds of lakes and rivers, and a culture built around getting out on the water.
Whether you're after a trailer boat for fishing, a runabout for the family, or a jet ski for summer, Nomu can help get you there.
Borrow from $3,000 to $100,000 over 1 to 7 years, with fast decisions and funding typically available within 24 hours of approval.

What we finance

We provide finance for all types of boats and marine craft
Fishing boats, trailer boats and runabouts
Sailing and pleasure craft
Jet skis and personal watercraft
Cabin cruisers and launches
Marine repairs and refurbishments
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How it works

Follow our three easy steps.

1

Apply online
Tell us about your boat loan needs and your financial situation. It takes just a few minutes to get started.

2

We find you options
Our platform analyses your situation and finds the options that fit.

3

Choose & proceed
Choose your preferred lender and complete the process. Funds typically available within 24 hours.

Calculate your loan repayments

Get an estimate of what your boat loan could cost.

Loan amount
Loan term
Interest rate
Estimated repayment

$

/month
Estimate includes an indicative establishment fee of $215.00
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Boat loan rates and terms

What you need to know about borrowing.

Loan amounts

$3k - $100k

AI matching

Fast decisions

Interest rates

from 8.45% p.a.

Fast funding

Same day*

Loan terms

1 to 7 years

*Same day funding for applications before 12pm with documentation. Fees from $215 apply.

What our customers say

See how we've helped people in situations like yours.

Mar 2026
Erika, Stratford
Verified Customer
Craig was extremely helpful right from the start and did his utmost to secure me a loan, even with my poor credit rating. The whole process was easy and stress-free.
Mar 2026
Nigel, Auckland
Verified Customer
Needed a fast loan for car repairs and Nomu Finance had it paid out the night before. Great support throughout and the process was simple.
Mar 2026
Tumau, Dunedin
Verified Customer
I did not have a straightforward situation, but Nomu Finance helped find a way through. Approved at the dealership so I could drive away the same day.
Mar 2026
Brenda, Morrinsville
Verified Customer
Nomu Finance helped me consolidate my debts into something manageable. Lower repayments and some extra breathing room, which made a big difference.
Feb 2026
Britney, Invercargill
Verified Customer
Nomu Finance kept me updated throughout and made the whole process easy. Even when things changed, they were there to help sort everything out.

Why choose Nomu?

AI-powered technology that makes borrowing simpler and faster.

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AI-powered matching
Our platform analyses your application and identifies the finance options best suited to your situation - faster than traditional processes allow

Built for New Zealand
We're a New Zealand company. We work with NZ lenders, and we serve NZ borrowers. Local ownership, local support, local focus.

Transparency & trust
No hidden fees or confusing jargon. We are upfront about how we work and how we're paid. No uncertainty, just clarity at every step.

Still have questions?

Get help with your loan application.

What type of boat can I finance?
How much can I borrow for a boat?
What documents do I need?
What happens after I apply?
Will applying affect my credit score?

Get out on the water with Nomu

Find out what you could borrow in minutes.