Personal loans
Finance for vehicles, holiday & travel, debt consolidation, helping family, emergency repairs or home improvements.
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Built for New Zealanders
Nomu removes the uncertainty from borrowing. One application. Fast decisions. Clear answers.
Personal loans that work for you
How it works
Follow our three easy steps.
1
Apply online
Tell us how much you need and what it's for. It takes just a few minutes to complete your application.
2
We find you options
Our platform analyses your situation and finds the options that fit.
3
Choose & proceed
Review rates and terms, choose your preferred lender. Funds are typically available within 24 hours.
Calculate your loan repayments
Get an estimate of what your loan could cost.
Loan amount
Loan term
Interest rate
Estimated repayment
$
/month
Estimate includes an indicative establishment fee of $215.00
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Personal loan rates and terms
What you need to know about borrowing.
Loan amounts
$3k - $100k
AI matching
Fast decisions
Interest rates
from 8.45% p.a.
Fast funding
Same day*
Loan terms
1 to 7 years
*Same day funding for applications before 12pm with documentation. Fees from $215 apply.
What our customers say
See how we've helped people in situations like yours.
Why choose Nomu?
AI-powered technology that makes borrowing simpler and faster.
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AI-powered matching
Our platform analyses your application and identifies the finance options best suited to your situation - faster than traditional processes allow
Built for New Zealand
We're a New Zealand company. We work with NZ lenders, and we serve NZ borrowers. Local ownership, local support, local focus.
Transparency & trust
No hidden fees or confusing jargon. We are upfront about how we work and how we're paid. No uncertainty, just clarity at every step.
Finance for every situation
Choose the loan that matches your needs
Still have questions?
Get help with your loan application.
What can i use a personal loan for?
How does Nomu work?
How much can I borrow?
What documents do I need?
What happens after I apply?
Ready to get started?
See how AI-powered lending can make your borrowing journey simpler.