Important information
Loan contract terms are from 12 months (secured and unsecured) to 60 months (unsecured) and 84 months (secured).
The Annual Interest Rate (AIR) for personal and vehicle loans is variable, ranging from 8.45% p.a. (secured) and 12.45% p.a. (unsecured) to 29.95% p.a. Your actual rate depends on your circumstances, loan type, security provided, and an individual credit assessment.
For illustrative purposes, a personal loan of $10,000 over 5 years at 12.95% Annual Interest Rate (AIR), including establishment, introducer and PPSR fees of $505, results in monthly payments of $238.75, with a total repayment sum of $14,325, reflecting an Annual Percentage Rate (APR) of 15.16%. Quoted totals do not include optional Loan Protection Insurance, Payment Protection Insurance, or Motor Vehicle Breakdown Insurance.
Please review all fees in any loan contract before accepting. Approval is subject to lending criteria and an affordability assessment. Terms and conditions apply.
The information on this page does not constitute a loan offer. We strongly recommend you seek independent financial advice before making any financial decision.
We connect you with lenders offering personal loans from $3,000 to $100,000. Our loans can be used for nearly any purpose, including vehicles, debt consolidation, home improvements, and other personal needs. Our Loan terms range from 1-7 years.
Our platform matches you to suitable lenders instantly. Final decisions from lenders typically take a few hours. Once approved and signed, funds are usually available in your account the same day or overnight, depending on when the loan is completed.
The rate shown in the calculator is indicative. Your actual interest rate will depend on your credit profile, the loan amount, the term, and which lender assesses your application. Full details will be disclosed before you enter into any agreement.
Yes. Nomu works with a panel of non-bank lenders.Eligibility depends on your current income, expenses, and overall financial position at the time that you apply.
When you apply with Nomu, we carry out a credit enquiry as part of our assessment process. This type of enquiry is recorded on your credit file. Your credit score is only impacted if you proceed with a loan offer