Important information
Loan contract terms are from 12 months (secured and unsecured) to 60 months (unsecured) and 84 months (secured).
The Annual Interest Rate (AIR) for personal and vehicle loans is variable, ranging from 8.45% p.a. (secured) and 12.45% p.a. (unsecured) to 29.95% p.a. Your actual rate depends on your circumstances, loan type, security provided, and an individual credit assessment.
For illustrative purposes, a personal loan of $10,000 over 5 years at 12.95% Annual Interest Rate (AIR), including establishment, introducer and PPSR fees of $710, results in monthly payments of $243, with a total amount repayable of $14,605. Quoted totals do not include optional Loan Protection Insurance, Payment Protection Insurance, or Motor Vehicle Breakdown Insurance.
The maximum Annual Percentage Rate (APR) is 29.95% p.a.
Please review all fees in any loan contract before accepting. Approval is subject to lending criteria and an affordability assessment. Terms and conditions apply.
The information on this page does not constitute a loan offer. We strongly recommend you seek independent financial advice before making any financial decision.
he calculator provides an estimate based on the loan amount, interest rate, and term selected. Actual loan repayments may differ depending on lender fees, insurance, loan structure, and your individual circumstances.
If you're unsure, try a few different rates to see how repayments change. Lower rates generally result in lower repayments, while higher rates increase the overall cost of borrowing. Actual rates vary depending on the lender, loan type, and individual circumstance
The calculator provides an estimate only. Different lenders assess risk differently and may offer different interest rates, fees, loan terms, and repayment structures. As a result, two loans for the same amount can have different repayments and total borrowing costs.
Generally, extending the loan term reduces the regular repayment amount but may increase the total interest paid over the life of the loan.
The calculator provides an estimate only. Actual rates, fees, and repayments vary between lenders and depend on factors such as the loan amount, loan term, and your individual circumstances. Full loan costs will be disclosed before you enter into any loan agreement.