
We connect you with lenders offering personal loans from $3,000 to $100,000. Our loans can be used for nearly any purpose, including vehicles, debt consolidation, home improvements, and other personal needs. Our Loan terms range from 1-7 years.
Our AI matches you to suitable lenders instantly. Final decisions from lenders typically take a few hours. Once approved and signed, funds are usually available in your account the same day or overnight, depending on when the loan is completed.
You will need to provide a photo ID (driver's license or passport), recent bank statements (3 months), and proof of income (bank statement, pay-slips, employment letter or tax returns). We require these documents in order to assess your loan application and to comply with New Zealand regulations. Once you apply we will let you know if other documents are required.
We review your application, identifies suitable lenders from our panel, submit your application to selected lenders. Once assessed, we'll then update you with the response.
When you apply, we make a credit enquiry which does not affect your credit score. Your credit score will only be impacted if you decide to accept a loan offer.