No more uncertainty.

One application with fast AI matching to lenders that suit your situation.
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Smarter lending reimagined.

Get the loan you need with confidence and clarity.

Smarter lending

Our AI-powered technology connects you with multiple lenders.

Faster processing

Our simple application can help you get things moving faster.

Transparent process

We provide clear steps and upfront information, so you know where you stand.

Local support

Our NZ-based team keeps you informed every step of the way.

Calculate your loan repayments

Get an estimate of what your loan could cost.

Loan amount
Loan term
Interest rate
Estimated repayment

$

/month
Estimate includes an indicative establishment fee of $215.00
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How it works

Get your loan in three easy steps.

1

Apply online
Tell us about your loan needs in a quick online application. It takes just a few minutes to get started.

2

We find you options
Our platform analyses your situation and finds the options that fit.

3

Choose & proceed
Review rates, terms and fees. Select the loan that works  for you. Funds typically available within 24 hours.

Simpler, faster finance

Personal loans that work for you.

Loan amounts

$3k - $100k

AI matching

Fast decisions

Interest rates

from 8.45% p.a.

Fast funding

Same day*

Loan terms

1 to 7 years

*Same day funding for applications before 12pm with documentation. Fees from $215 apply.

What our customers say

See how we've helped people in situations like yours.

Mar 2026
Erika, Stratford
Verified Customer
Craig was extremely helpful right from the start and did his utmost to secure me a loan, even with my poor credit rating. The whole process was easy and stress-free.
Mar 2026
Nigel, Auckland
Verified Customer
Needed a fast loan for car repairs and Nomu Finance had it paid out the night before. Great support throughout and the process was simple.
Mar 2026
Tumau, Dunedin
Verified Customer
I did not have a straightforward situation, but Nomu Finance helped find a way through. Approved at the dealership so I could drive away the same day.
Mar 2026
Brenda, Morrinsville
Verified Customer
Nomu Finance helped me consolidate my debts into something manageable. Lower repayments and some extra breathing room, which made a big difference.
Feb 2026
Britney, Invercargill
Verified Customer
Nomu Finance kept me updated throughout and made the whole process easy. Even when things changed, they were there to help sort everything out.

Still have questions?

Get help with your loan application.

What types of loans do you offer?
How long does it take to get a loan?
What documents do I need?
What happens after I apply?
Will applying affect my credit score?

Ready to get started?

Check your loan options in moments.