Personal Loans

No more uncertainty

Practical guides to loans, credit and borrowing in New Zealand.

Fixed interest rates for personal and vehicle loans range from 8.45% p.a. (secured) and 12.45% (unsecured) to 29.95% p.a., with loan terms from 12 to 84 months. Your exact rate will depend on your individual circumstances, the type of finance, and any security offered. An establishment fee of up to $350 and an introducer fee of up to $995 may apply. Lenders may also charge a PPSR fee between $0 and $14.

For example on a loan of $10,000 over 5 years at 12.95% p.a., with total Establishment and Introducer fees of $495 and a PPSR fee of $10, results in monthly payments of $238.75, a total amount repayable of $14,325.13 reflecting an Annual Percentage Rate (APR) of 15.16%. This example excludes optional Loan Protection Insurance, Payment Protection Insurance or Motor Vehicle Breakdown Insurance a customer may choose to add to their loan.

All applications are subject to lending criteria and affordability assessment. Same-day funding may be available when all documentation is completed and approved before 12pm. Terms and conditions apply.

The information on this page is general in nature and does not constitute a loan offer. We strongly recommend you seek independent financial advice before making any financial decision.

0800 437 621

hello@nomu.co.nz

PO Box 25875, St Heliers, Auckland 1071

Mon - Fri: 9:00am - 5:00pm
Saturday: 9:00am - 2:00pm
Sunday: Closed

Personal loans

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Nomu Finance Limited (FSP1011169) is registered under the Financial Service Providers (Registration and Dispute Resolution) Act 2008 and is a member of the Insurance & Financial Services Ombudsman Scheme (IFSO), 5008189. Read our Disclosure statement. Our services are provided in accordance with our Terms and conditions.

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