Craig Manning

Craig Manning is the founder of Nomu Finance, a New Zealand consumer finance brokerage helping people access personal and vehicle lending through a panel of lenders. Nomu Finance operates under a Class 1 FAP licence (FSP1011169).

With more than 20 years of experience across consumer lending, banking, and fintech, Craig has worked across New Zealand and international financial services markets. His career spans lending operations, product strategy, marketing, and data-driven customer acquisition, with a consistent focus on improving customer outcomes in regulated environments.

Prior to founding Nomu Finance, Craig held senior roles at AA Money, Barclays Investment Bank, HSBC Private Bank, Zempler Bank, Kensington Mortgages, and AXA Insurance across New Zealand, the UK, and international markets.

Nomu Finance was established as both a licensed brokerage with an R&D vehicle for responsible lending technology, work supported by a Callaghan Innovation grant and Craig's research at Auckland University of Technology.

Craig created the Nomu blog as a practical resource for New Zealanders navigating the lending process, whether buying a first car, managing existing debt, or simply trying to understand how credit and approvals work.

All content on this blog is written or reviewed by Craig and is intended as general information only. It does not constitute financial advice. Nomu Finance is a registered financial service provider (FSP1011169) and a member of the Insurance & Financial Services Ombudsman Scheme (IFSO).

Expertise areas

• Personal & vehicle lending
• Consumer finance
• Responsible lending and CCCFA frameworks
• Digital acquisition and performance marketing
• Credit risk and behavioural analytics
• Explainable AI in lending
• Financial Services technology and automation

Personal credentials

• NZ Certificate in Financial Services - Personal Lending
• Master of Analytics - Auckland University of Technology
• BCom, Marketing & Management - Victoria University of Wellington
• PGDip Business Systems  - Computer Power Institute
• PGDip Digital Marketing - Institute of Data and Marketing (UK)
• Certified Agile Project Management (AgilePM) - APMG International
• Certified Lean Six Sigma - AXA Insurance

Social links

• Linkedin: linkedin.com/in/craigrm
• Company Linkedin: linkedin.com/company/nomu-finance
• Company Facebook: facebook.com/nomufinance
• Company Instagram: instagram.com/nomufinance

Business credentials

• Class 1 FAP Licence (FSP1011169)
• Registered Financial Service Provider - Financial Service Providers Register (FSPR Act 2008)
• Member of the Insurance & Financial Services Ombudsman Scheme (No. 5008189)