Toyota Finance

We specialise in arranging finance for a wide range of Toyota vehicles.
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Finance for Toyota vehicles

Toyota is New Zealand's most popular vehicle brand, and its vehicles hold strong resale value, making finance more straight forward than most.
Whether you're buying a new RAV4 from a dealership, picking up a used Hilux privately, or replacing a reliable Aqua, Nomu works with a panel of NZ lenders who finance them every day.
One application, assessed across multiple lenders, with the options laid out clearly so you can choose. Borrow from $3,000 to $100,000 over 1 to 7 years, with fast decisions and same-day funding available.

Toyota Finance Options

New or used - Dealer or private sale
All major models - RAV4, Hilux, Corolla, Aqua, Prius, Hiace
Hybrid and pure electric models and home chargers
One application matched across multiple NZ Lenders
Fast decisions, same day funding available
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Popular Toyota models in NZ

White Toyota RAV4 parked on a street near greenery with modern headlight design and chrome alloy wheels.

Toyota RAV4

Mid-size SUV - Petrol & hybrid models

Used price $15k - $62k

Finance from $80 - $325/wk*

Apply now
Blue Toyota Aqua compact car parked on a residential street with greenery and houses in the background.

Toyota Aqua

Compact hybrid

Used price $15k - $26k

Finance from $80 - $137/wk*

Apply now
White Toyota Hilux pickup truck parked on a road near greenery and trees.

Toyota Hilux

Ute with single, extra & double cab

Used price $20k - $75k

Finance from $106 - $393/wk*

Apply now
Side view of a red hatchback car with black wheels and sporty design details.

Toyota Corolla

Hatchback & sedan - Petrol & hybrid models

Used price $10k - $65k

Finance from $53 - $341/wk*

Apply now
Silver Toyota Prius parked on a suburban street with greenery in the background.

Toyota Prius

Hybrid sedan

Used price $10k - $40k

Finance from $53 - $210/wk*

Apply now
White Toyota Hiace van parked on a suburban street with greenery and houses in the background.

Toyota Hiace

Van & people mover

Used price $15k - $80k

Finance from $80 - $419/wk*

Apply now
* Weekly repayment figures are indicative only and based on a 12.95% p.a. interest rate over a 5-year term with a $215 establishment fee included. Excludes introducer fees and any other applicable fees. Actual repayment amounts will vary depending on the loan amount, term, interest rate, and fees applicable to your individual circumstances. Lending criteria, credit assessment, and responsible lending checks apply.

How it works

Follow our three easy steps.

1

Apply online
Tell us about your vehicle needs and your financial situation. It takes just a few minutes to get started.

2

We find you options
Our platform analyses your situation and identifies the options suitable for your profile.

3

Choose & proceed
Choose your preferred lender and complete the process. Funds typically available within 24 hours.

Toyota finance rates and terms

What you need to know about borrowing.

Loan amounts

$3k - $100k

AI matching

Fast decisions

Interest rates

from 8.45% p.a.

Fast funding

Same day*

Loan terms

1 to 7 years

*Same day funding for applications before 12pm with documentation. Fees from $215 apply.

Calculate your Toyota loan repayments

Get an estimate of what borrowing could cost.

Loan amount
Loan term
Interest rate
Estimated repayment
WeeklyFortnightlyMonthly

$

/month
Estimate includes an indicative establishment fee of $215.00
Apply now
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What our customers say

See how we've helped people in situations like yours.

Mar 2026
Erika, Stratford
Verified Customer
Craig was extremely helpful right from the start and did his utmost to secure me a loan, even with my poor credit rating. The whole process was easy and stress-free.
Mar 2026
Nigel, Auckland
Verified Customer
Needed a fast loan for car repairs and Nomu Finance had it paid out the night before. Great support throughout and the process was simple.
Mar 2026
Tumau, Dunedin
Verified Customer
I did not have a straightforward situation, but Nomu Finance helped find a way through. Approved at the dealership so I could drive away the same day.
Mar 2026
Brenda, Morrinsville
Verified Customer
Nomu Finance helped me consolidate my debts into something manageable. Lower repayments and some extra breathing room, which made a big difference.
Feb 2026
Britney, Invercargill
Verified Customer
Nomu Finance kept me updated throughout and made the whole process easy. Even when things changed, they were there to help sort everything out.

Why finance your Toyota with Nomu?

AI-powered technology that makes vehicle finance simpler and faster.

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AI-powered matching
Our platform analyses your application and identifies the finance options best suited to your situation - faster than traditional processes allow

Built for New Zealand
We're a New Zealand company. We work with NZ lenders, and we serve NZ borrowers. Local ownership, local support, local focus.

Transparency & trust
No hidden fees or confusing jargon. We are upfront about how we work and how we're paid. No uncertainty, just clarity at every step.

Still have questions?

Get help with your Toyota loan application.

Contact us
Is Nomu affiliated with Toyota
Which Toyota models can I finance?
Can I buy a Toyota privately?
I already have a dealer quote, should I still compare?
What happens after I apply?

Get your Toyota finance sorted

Find out what you could borrow in minutes.
Get started

Similar vehicles to consider

Not set on a Toyota? These are similar vehicles customers often compare before applying.
White Toyota Hilux pickup truck parked on a road near greenery and trees.

Ford Ranger

Ford Ranger  Popular ute with strong towing capability and modern features, widely used across NZ.
Blue Toyota Aqua compact car parked on a residential street with greenery and houses in the background.

Mitsubishi Triton

Well-priced ute offering solid capability and value for work or everyday use.
White Toyota RAV4 parked on a street near greenery with modern headlight design and chrome alloy wheels.

Ford Everest

Ford Everest  7-seat SUV with towing power and space, suited to families and long trips.

Nomu Finance Limited is an independent financial services provider and is not affiliated with Toyota New Zealand Limited or Toyota Financial Services (NZ) Limited. Toyota and all associated model names are trademarks of Toyota Motor Corporation.