Tesla Finance

We specialise in arranging finance for Tesla vehicles, new and used.
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Finance options for Tesla vehicles

Tesla is New Zealand's leading electric vehiclebrand, with the Model Y and Model 3 consistently among the most registeredvehicles in the country.
Whether you're buying a new Tesla direct, from a dealership, picking up a used Tesla privately. Nomu works with a panel of NZ lenders who finance them every day.
One application, assessed across multiple lenders, with the options laid out clearly so you can choose. Borrow from $3,000 to $100,000 over 1 to 7 years, with fast decisions and same-day funding available.

Finance for Teslas

New vehicles purchase direct from tesla.com/en_nz
Model 3, Model Y and other Tesla models
Used and certified pre-owned Tesla vehicles
Private sale purchased fully supported
Fast decisions, same day funding available
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Popular Tesla models in NZ

White Toyota RAV4 parked on a street near greenery with modern headlight design and chrome alloy wheels.

Tesla Model Y

Rear Wheel Drive - 466km Range

New price $75.6K

Used price $42k - $65k

Finance from $224 - $400/wk*

Blue Toyota Aqua compact car parked on a residential street with greenery and houses in the background.

Tesla Model 3

Rear Wheel Drive - 520km Range

New price $69k

Used price $30k - $60k

Finance from $161 - $365/wk*

White Toyota Hilux pickup truck parked on a road near greenery and trees.

Tesla Model Y

Performance All Wheel Drive - 580km Range

New price $103k

Used price $56k - $87k

Finance from $297 - $459/wk*

* Weekly repayment figures are indicative only and based on a 12.95% p.a. interest rate over a 5-year term with a $215 establishment fee included. Excludes introducer fees and any other applicable fees. Actual repayment amounts will vary depending on the loan amount, term, interest rate, and fees applicable to your individual circumstances. Lending criteria, credit assessment, and responsible lending checks apply.

Buying a Tesla with Finance

You submit your application: Tell us about your financial situation and the Tesla want to buy. If you haven't found a vehicle yet or confirmed your order, that's fine - we can assess a maximum lending amount so you know your budget first.

We review your application: We assess your application and identify the options best suited to your financial situation.

Ordering a new Tesla: New Teslas are ordered directly from tesla.com/en_nz. Once your loan is approved and loan contracts are signed, you can complete your Tesla order.

Buying a used Tesla: Either via a dealer or private sale, you'll need to provide us with the vehicle details and complete a sale and purchase agreement.

Settlement: Once contracts are signed and the final paperwork is in order, we arrange payment directly to the dealer or seller.

What you'll need

To keep things moving smoothly, have the following ready before or shortly after you apply for your Tesla loan:

  • A current and valid New Zealand driver's licence
  • Three months of bank statements
  • Proof of income - bank evidenced, payslips or tax returns if you're self-employed
  • If buying privately: a sale and purchase agreement. We have a template if you need one.
  • If buying from a dealer: the customer information notice (CIN) and the signed Vehicle Sale and Offer Agreement (VOSA)
  • A certificate of insurance from your insurer confirming the vehicle is insured. Your insurer can provide this by email.

You don't need everything upfront. We'll let you know exactly what's required at each stage of the process.

How it works

Follow our three easy steps.

1

Apply online
Tell us about your Tesla needs and your financial situation. It takes just a few minutes to get started.

2

We find you options
Our platform analyses your situation and identifies the options suitable for your profile.

3

Choose & proceed
Choose your preferred lender and complete the process. Funds typically available within 24 hours.

Tesla finance rates and terms

What you need to know about borrowing.

Loan amounts

$3k - $100k

AI matching

Fast decisions

Interest rates

from 8.45% p.a.

Fast funding

Same day*

Loan terms

1 to 7 years

*Same day funding for applications before 12pm with documentation. Fees from $215 apply.

Calculate your Tesla loan repayments

Get an estimate of what borrowing could cost.

Loan amount
Loan term
Interest rate
Estimated repayment

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What our customers say

See how we've helped people in situations like yours.

May 2026
Bryan, Auckland
Verified Customer
Very quick turnaround and explained my loan clearly. Will definitely use again.
May 2026
Oli, Auckland
Verified Customer
Couldn't have gotten my new boat without Nomu Finance. So quick and easy to apply.
Apr 2026
Elisva, Auckland
Verified Customer
Needed help before a weekend move. Super easy process and really quick turnaround.
Apr 2026
Amber, Gisborne
Verified Customer
Nomu helped consolidate my debts and explained everything clearly from the start. Having a better structure in place has made a real difference financially.
Mar 2026
Erika, Stratford
Verified Customer
Craig was extremely helpful right from the start and did his utmost to secure me a loan, even with my poor credit rating. The whole process was easy and stress-free.
Mar 2026
Nigel, Auckland
Verified Customer
Needed a fast loan for car repairs and Nomu Finance had it paid out the night before. Great support throughout and the process was simple.
Mar 2026
Tumau, Dunedin
Verified Customer
I did not have a straightforward situation, but Nomu Finance helped find a way through. Approved at the dealership so I could drive away the same day.
Mar 2026
Brenda, Morrinsville
Verified Customer
Nomu Finance helped me consolidate my debts into something manageable. Lower repayments and some extra breathing room, which made a big difference.
Feb 2026
Britney, Invercargill
Verified Customer
Nomu Finance kept me updated throughout and made the whole process easy. Even when things changed, they were there to help sort everything out.

Why finance your Tesla with Nomu?

AI-powered technology that makes vehicle finance simpler and faster.

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Independent
Our platform analyses your application and identifies the finance options best suited to your situation - faster than traditional processes allow

Built for New Zealand
We're a New Zealand company. We work with NZ lenders, and we serve NZ borrowers. Local ownership, local support, local focus.

Transparency & trust
No hidden fees or confusing jargon. We are upfront about how we work and how we're paid. No uncertainty, just clarity at every step.

Still have questions?

Get help with your Toyota loan application.

Is Nomu affiliated with Tesla
Which Toyota models can I finance?
Can I buy a Tesla privately?
How does Tesla's own finance compare?
What happens after I apply?

Get your Tesla finance sorted

Find out what you could borrow in minutes.

Nomu Finance Limited is an independent financial services provider and is not affiliated with Toyota New Zealand Limited or Toyota Financial Services (NZ) Limited. Toyota and all associated model names are trademarks of Toyota Motor Corporation.